Down Payment Assistance Programs
More People Qualify Than You Think
And We Make Sure They Get It.
If you've heard the term "down payment assistance" and instantly thought "That's probably not for me" — you’re not alone.
But the truth is, these programs exist to make homeownership actually possible for everyday buyers who just need a little help getting in the door. And yes, they exist in all 50 states.
At Down Payment Hunters, we cut through the noise and connect you with real programs — not outdated PDFs, empty promises, or dead-end government sites. We’re the bank, not a middleman. And we’ve got access most lenders don’t.
Thousands of buyers have already qualified through our system — we’ll show you what’s real and what’s not.
Whether you’re buying your first home, haven’t owned in 3+ years, or just need to stretch your cash to make it all work — we’ve got strategies (and programs) to back you up.
How It Works (Without the B.S.)
We’re a federally regulated, FDIC-insured bank
We operate in all 50 states — and know the rules in each one
We help match you with eligible programs — including pairing them with FHA, VA, or USDA
We’ll walk you through everything — no upfront cost, no commitment
There are thousands of local, state, and lender-based programs out there. Some offer grants. Some offer second loans with delayed repayment. Some require repayment only if you sell or refinance. And we’ll help you make sense of it all.
Why Most Buyers Miss Out
Most lenders don’t participate in DPA programs
Realtors often don’t understand the rules — and give bad advice
Many buyers assume they won’t qualify — so they don’t ask
There’s no easy, central place to compare all your options
We change that.
You fill out a few questions. We dig into your scenario. And we’ll tell you straight up what’s available — and how to move forward.
What You Can Use DPA For:
🔑 Cover the entire down payment
📉 Free up cash to lower your interest rate
🛠️ Use savings toward repairs or closing costs
💵 Keep reserves in your bank account (so you’re not broke on day one)
💼 Pair with other options like the $50K Extra Loan if eligible
Want to Know If You Qualify?
We’ll show you in less than 60 seconds. No hard credit check. No SSN needed. No sales pitch.
We’ll show you what’s real — in less than 60 seconds.
Discover the Secrets to Our Almost Perfect Rating
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Average Customer Satisfaction Rating
3000+ Recommendations
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Call Us 24/7
(844) 999-0639
To speak with a banker or check program eligibility, call anytime.
THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.
*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
*No SSN required. No credit pull. No risk. The info you share on this eligibility form is only used to check general eligibility against our banks loan programs — based on what you tell us. We never pull your credit (not even a soft pull), and we don’t ask for sensitive data like your Social Security number at this stage. Your information is never sold. If you decide to move forward, your banker will walk you through next steps and confirm before running any credit check. Until then, it’s 100% no-pressure, no-obligation.
*Messaging and Data Rates May Apply.
*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.
*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.
*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.
REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.
†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program offered exclusively by us to help our consumers save on their real estate transactions.
DOWNPAYMENTHUNTERS.COM, POWERED BY THE FEDERAL SAVINGS BANK, 4120 WEST DIVERSEY AVENUE, CHICAGO, IL, 60639, UNITED STATES (844) 999-0639
